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Top 5 Title Issues That Can Delay Your Closing — And How to Avoid Them
- Blue Castle Title
- Apr 27
- 3 min read
In the intricate world of real estate, few things are more frustrating than a delayed closing. For buyers, sellers, and real estate agents alike, time is money, and any unexpected hurdle can turn a smooth transaction into a stressful ordeal. One of the most common sources of closing delays? Title issues.
At Blue Castle Title Services, we understand how crucial a clear and marketable title is for a successful real estate transaction. Below, we explore the top five title problems that can derail your closing — and more importantly, how to prevent them.
1. Unresolved Liens and Judgments
The Problem:
A lien is a legal claim or hold on a property due to an unpaid debt. This can include tax liens, mechanic’s liens (from unpaid contractors), or court judgments. These encumbrances must be satisfied before the property can be legally transferred.
The Impact:
Closing is put on hold until the lien is resolved.
In some cases, buyers may walk away from the deal.
How to Avoid It:
Conduct a thorough title search early in the process.
Work with experienced title professionals, like Blue Castle, to identify and resolve liens efficiently.
Sellers should disclose any known debts upfront.
2. Errors in Public Records
The Problem:
Clerical mistakes or incomplete documentation in public records can create discrepancies in property ownership or legal descriptions.
Examples:
Misspelled names.
Incorrect property boundaries.
Recording errors in past deeds.
The Impact:
Time-consuming corrections required.
Potential legal challenges to ownership.
How to Avoid It:
Obtain title insurance to protect against undiscovered errors.
Ensure the title company conducts a detailed examination of all historical documents.
3. Unknown Heirs or Claims of Ownership
The Problem:
In properties passing through inheritance, missing heirs or disputed claims can surface. An unknown heir might have a legal right to the property, especially if the previous owner died without a clear will.
The Impact:
Title cannot be cleared until claims are resolved.
Legal proceedings may be necessary, causing lengthy delays
How to Avoid It:
Verify the chain of title and any probate records thoroughly.
Blue Castle works closely with legal teams to ensure all inheritance issues are documented and settled.
4. Boundary and Survey Disputes
The Problem:
Discrepancies between property lines, as shown in surveys, and what is physically present can lead to disputes with neighboring properties.
The Impact:
Sales can stall while legal clarification is sought.
May require a new survey or negotiated resolution.
How to Avoid It:
Obtain a current property survey.
Address any disputes or easements before listing or purchasing a property.
5. Forged or Fraudulent Documents
The Problem:
Instances of fraudulent deeds, forged signatures, or false impersonations of property owners are increasingly common, especially in high-demand markets.
The Impact:
Title becomes clouded, requiring legal intervention.
Buyers risk financial loss without proper safeguards.
How to Avoid It:
Rely on a reputable title company that uses advanced fraud detection and identity verification tools.
Purchase owner’s title insurance for long-term protection.
Conclusion: Prevention is Power
A clear title is the foundation of any real estate transaction. At Blue Castle Title Services, we specialize in identifying and resolving title issues before they become problems. Our team of experts conducts meticulous research, leverages cutting-edge technology, and works tirelessly to ensure your closing is on time and stress-free.
Delays can cost you time, money, and trust — don’t let title issues stand in the way of your success.
Need Assistance?
Contact Blue Castle Title Services at (602) 753-9582 or visit www.bluecastletitleservicesinc.com to partner with professionals who protect your investment, every step of the way.
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